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Underwriting Futures Program (In Office - Ann Arbor, MI Required)

Company: Homepoint
Location: Ann Arbor
Posted on: November 19, 2021

Job Description:

When you can find a greater purpose in your work, your potential is limitless. That's the mindset that drives our team at Homepoint, as we strive to support the American dream of financially healthy, happy homeownership.

Homepoint is a rising star in the mortgage industry with a culture that encourages community, caring, and open communication. What makes our team special is our people-first philosophy, as we empower and encourage our associates to speak up, become innovators and make impactful changes - no matter what position they hold within the company.
Homepoint is one of the fastest-growing mortgage lenders in the U.S. - already the third-largest wholesale lender and a Top-10 correspondent lender. Founded in 2015, we are headquartered in Ann Arbor, MI and offer positions throughout the nation - many of which are remote. Our team has grown to include more than 3,500 associates and we service more than 400,000 customers nationwide.

If you thrive in a fast-paced environment and are looking for an opportunity to grow and develop your career, then we have the perfect opportunity for you!

Essential Duties and Responsibilities:
The Futures Program at Homepoint provides an exceptional training and development experience designed to set program graduates up for successful careers in mortgage at Homepoint.

Focused on providing career development opportunities for highly motivated, career-focused individuals who thrive in a fast paced environment, the Futures Program is considering applicants for the following position:

Underwriter Support Specialist I: Works closely with Mortgage Loan Originators, Senior Underwriters, and Closers to underwrite conventional mortgage loans - including a detailed review of the residential mortgage loan application and documentation as submitted to ensure loans meet underwriting guidelines. The detailed review will entail analyzing documentation such as credit reports, income and asset documentation, collateral, fraud prevention tools and other applicable documentation as required to render a loan decision ensuring completeness, accuracy, and compliance.

  • Review and analyze loan transaction; title and credit reports, income/asset documentation and collateral when submitted as conditions requested by underwriter
  • Analyze documentation received from Loan Originator for acceptability and submit changes through Homepoint system as needed
  • Clear conditions within designated authority level as outlined in credit and risk policy and procedures
  • Effectively communicate all conditions and requirements to Loan Originator in a timely manner
  • Work closely with the underwriting staff to provide the best service possible to our Originators
  • Manage the Clear to Close process between the Originator, UW CTC, and the Closing department
  • Conduct business with integrity and in a highly ethical manner
  • Perform related duties as assigned by manager.
  • Maintain compliance with all company policies and procedures.Education and/or Work Experience Requirements:
    • High school diploma required; college degree preferred
    • Experience in customer service in a high-volume setting
    • Prior business-related work experience
    • Proficient with MS Office
    • Ability to learn new technology systems quickly
    • Excellent communication skills. (Verbal and written)
    • Detail Oriented/Organized individual will thrive in this positionPhysical Requirements:
      • Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
      • Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state, and local standards.
      • Must be able to communicate effectively with others.7-9-2021

        We offer a competitive salary and bonus opportunity, together with an innovative and progressive approach to benefits. It is our goal to provide our associates an exciting, dynamic, desirable place to work. Our ambitious business plan and its success hinges on the ability to find great people and provide an environment that fully engages, retains, and leverages the potential of top talent. As such, Homepoint provides development opportunities to all our associates, with a curriculum geared towards providing an informed view of multiple career paths. We have an owner-operator approach and when Homepoint succeeds, so do our associates.

        Homepoint is a national multi-channel mortgage originator and servicer. We bring an innovative approach to lending, focusing on speed, quality, and consistency for our customers and partners. Uniquely, Homepoint retains most of our originated loans for in-house servicing, a cornerstone to our Customer for Life approach. Homepoint is an Equal Opportunity Employer. For more information, visit Homepoint.com

Keywords: Homepoint, Ann Arbor , Underwriting Futures Program (In Office - Ann Arbor, MI Required), Administration, Clerical , Ann Arbor, Michigan

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