Commercial Credit Analyst I (January 2023 Start)

Company: Stifel Financial Corp.
Location: Ann Arbor
Posted on: September 22, 2022

Job Description:

SUMMARYThe Commercial Credit Analyst I (CCAI) will provide support to the Commercial Lenders with emphasis on financial analysis in determining the creditworthiness of a borrower. The CCAI will have exposure to both private and public companies over a wide variety of industries, cash flow and other types of lending, and direct and syndicated loan opportunities. This position has an anticipated start date of January 2023.ESSENTIAL DUTIES & RESPONSIBILITIES

• Analyze business financial statements and create cash flow models to be utilized in support of new and existing commercial loans, renewal requests, and amendments.
• Assist in the preparation of credit evaluation memorandums, annual and quarterly reviews, and accurate and timely risk ratings.
• Assist in the ongoing management and monitoring of a commercial loan portfolio.
• Ensure that certain financial statements and compliance certificates are up-to-date.
• Maintain in-depth knowledge of the soundness of borrowers and collateral through financial research including evaluating financial statements and analyzing third party data.
• Assist in preparation of monthly Bank Board of Directors reports providing a summary of commercial relationships.QUALIFICATIONS
  • Understand and comply with all regulations, including the Community Reinvestment Act, Bank Secrecy Act, Fair Credit Reporting Act, etc.
  • Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.
  • Use of logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.EDUCATION & EXPERIENCE
    • Bachelor's Degree in finance, accounting or another business related field required or equivalent experience.
    • 1+ years' experience of commercial credit analyst work or related experience required.LICENSES & CREDENTIALS
      • None required.SYSTEMS & TECHNOLOGY
        • Proficient in Microsoft Outlook and Microsoft Suite including Word and Excel.

Keywords: Stifel Financial Corp., Ann Arbor , Commercial Credit Analyst I (January 2023 Start), Professions , Ann Arbor, Michigan